When families are suddenly faced with finding a nursing home or assisted living facility, it’s easy to focus only on what’s urgent; availability, location, or how things look on the first visit. A recent AP article highlights why it’s just as important to think long-term, and includes insight from our CEO and founding attorney, Geoff Hoatson.

In the article, AP News encourages families to look beyond the immediate need and ask what life may look like months or years down the road. Many residents are able to pay for care at first, but situations can change. Savings may run out. Care needs can increase. And not every facility handles those changes the same way.

Geoff spoke to AP about how quickly costs can rise in long-term care, especially in assisted living communities with complex billing structures.

Four-thousand dollars a month can become $8,000 overnight,” Geoff explained.

As care needs increase, families may face added charges for everyday assistance like help with mobility, dressing, or bathroom needs. Expenses that aren’t always clear at the start.

Geoff also addressed a reality many families don’t expect: some facilities will try to remove residents when their needs or financial situation change. Residents with dementia are particularly vulnerable, as their care can become more challenging over time.

That’s why Geoff urges families to ask direct questions before choosing a facility.

Ask specifically what conditions would require transfer,” he advised.

Understanding these policies ahead of time can help families avoid painful surprises and protect loved ones from being forced to move when they are most vulnerable.

We’re proud that Geoff’s perspective was included in this national AP News article. His comments reflect what we see every day: planning ahead and asking the right questions can make all the difference when choosing long-term care.

If you’re facing a decision about nursing home or assisted living care, having legal guidance early can help you plan with confidence and peace of mind.

 

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The information in this post is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

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Heirloom: Roadmap

For families preparing in advance, the Roadmap focuses on:

Heirloom: Lifeline​

For families already facing care costs, Lifeline focuses on:

The Heirloom Journey – Estate Planning & Long-term Care Insights

Join Geoff Hoatson, Founder and CEO of the Family First Firm, licensed insurance agent, and financial advisor, for an engaging and informative presentation on The Heirloom Journey. A roadmap to peace of mind for you and your loved ones.

During this special event, you’ll discover:

  • How to create an estate plan that truly protects your family
  • The impact long-term care can have on your finances and how to prepare
  • Practical guidance from a seasoned elder law attorney who’s helped countless families just like yours

The Heirloom Journey – Estate Planning and Longterm Care Insights

Join Geoff Hoatson, Founder and CEO of the Family First Firm, licensed insurance agent, and financial advisor, for an engaging and informative presentation on The Heirloom Journey. A roadmap to peace of mind for you and your loved ones.

During this special event, you’ll discover:

  • How to create an estate plan that truly protects your family
  • The impact long-term care can have on your finances and how to prepare
  • Practical guidance from a seasoned elder law attorney who’s helped countless families just like yours

Planning with Purpose – Estate & Medicaid Planning Simplified

Join us for a helpful and engaging session where we’ll walk you through the most important steps in protecting your future and your family. This event will focus on key topics in estate planning and Medicaid strategies for long-term care—two critical areas that can significantly impact your quality of life, financial security, and peace of mind.

Whether you’re beginning the planning process or looking to update existing documents, you’ll gain valuable insights into how to safeguard your assets, qualify for important benefits, and ensure your wishes are honored for years to come. Our team will be here to guide you every step of the way, making complex topics easier to understand and apply.

Heirloom Journey Appointment

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